Debt Management & Refinancing
Loans can offer solutions for a wide range of financial applications, but they come at a price. If you’re locked into a high-interest loan, we’ll show you how to reduce your monthly payments and manage your cost of capital.
Solutions
Consolidation Loans
Consolidations aren’t just for student loans and homeowner debt. Small businesses can take advantage of debt consolidation too. If your business has debt accounts from multiple lenders, simplify your accounting and payments by consolidating. Combine all of your debts under one roof. Reduce your monthly payments, pay just one interest rate, and have your questions answered by one company. Consolidation can also reduce the amount of principal you owe so you can get debt-free faster. Payment of the old debt by the consolidation loan can improve your business credit. Take the extra cash you save each month and reinvest it to boost your business.
Positioning Your Business for the Best Rates
Whether you’re looking to borrow in the future or want to refinance today, we can help you position your business to get the best deals on new financing. As a result, you’ll become more attractive to lenders and garner great rates. There are several tools in our arsenal that we’ll share with you. Paying down debt, converting short to long-term financing, and addressing credit problems are just a few. In addition, we’ll work with you to target problem areas with proven and effective techniques to boost your credit. Our office is a judgment-free zone. No matter your credit score, we’ll treat you with the respect you deserve.
SBA Loans
The U.S. Small Business Administration offers debt refinancing to for-profit small businesses operating domestically. If your business has $15M or less in net worth and $5M or less in net annual income, you may qualify for SBA refinancing. Both the SBA 7(a) and the SBA 504 loans can be used to refinance small business debt, depending on your circumstances. There are some restrictions on SBA loans, and the application process can be challenging. Our professional brokers help small businesses like yours navigate the process every day. We’ll make it smooth and painless so you can lower your debt fast.
Credit Repair Activities
Having a high credit score opens up financial possibilities for your small business. The better your credit, the higher your chances of being approved for low-interest loans. If your credit isn’t what you want it to be, let us help you identify the problems and deliver solutions. The first stage is to examine your credit report from the three bureaus. Credit bureaus don’t always have correct and up-to-date information, which means you might have problems you don’t know about. Once any discrepancies have been fixed, we’ll help you find any remaining problem areas. You can recover from bad credit with clear and simple guidance from our professional team.
Advantages
Simplify your repayment structure and restructure your monthly costs with a range of tools that help your business move ahead.
Get better interest rates
Shift short-term, high-risk to medium or long-term financing to reduce your rate.
Improve your chances of being approved
Manage your quick ratio to open up capital opportunities.
Learn to control your credit
Increase financial acuity and develop an eye for what lenders are looking for.
Lower your monthly bills
Change the time horizon for your financing and reduce monthly spending.