When you work hard to turn a dream into reality, you don’t want financial difficulty standing in your way.
We help small businesses move past the roadblocks to financing.
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Lender Network
In Available Funds
Fast Approval
Funding…
Working Capital & Lines Of Credit
In business, capital is king. We provide multiple pathways to working capital, so no matter what type of business you run, you can access funds when needed.
Finance Equipment & Technology
Access to tools, technology, and the data you need to make good decisions can be at your fingertips. Talk with us about cap-ex funding.
Fund Owner-Occupied Real Estate
Owner-occupied property is a primary tool for many businesses as they establish their base and grow. Purchase office, industrial, retail properties, and more with the right loan terms to meet your goals.
Debt management & Refinancing
With multiple lenders and multiple sources of capital, we can help almost any business improve the rate they pay, their cost of money, or both.
Commercial Real Estate Loans
Investment property is a path to consistent cash flow in many markets. Purchase to hold or purchase and upgrade to maximize your revenue.
Construction Funding
Land, subdivision, and business property developers are at the heart of creating thriving economies. Finance any scale of development from breaking ground to final inspection.
Credit Repair & Education
Why Choose Us?
Kaptos is not beholden to any lender or loan product. That grants us the freedom to work for you on behalf of your business. We help you evaluate your financial picture and create the right proposal to the right lenders to help you make your move. The right loan product, the right rates, and the right terms to help you realize the next stage in your business journey.
Personal – Out-of-the-box loans don’t suit every business. Get financial solutions designed to fit your specific needs.
Apply.
Connect.
Fund.
We offer tailored solutions for:
Urgent needs
Access working capital through a variety of financing products to access funds quickly. Don’t let your current buying power limit the work you take on.
Outdated equipment
Buy, lease, replace, and upgrade most types of business equipment. Use equipment to generate working capital or secure other types of loans.
Financing Real Estate
Say goodbye to restrictive leases, escalating rent, tenant-landlord battles, and lack of equity. Instead, say hello to a real estate loan with great rates today.
Slow clients
Get the money you need to restock and take on the next order by factoring your accounts receivable immediately instead of waiting on slow client payments.