Investment Real Estate Loans
Being rich in assets doesn’t mean you’re secure against a financial shortfall. Liquidity counts when it comes to meeting immediate needs. Leverage your resources to create cash to reinvest in your business.
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Fix & Flip loans are ideal for investors who refurbish and resell. Renovation loans provide funds to refresh, add amenities and modernize property you already own. Hard money loans help you get financing based on the value of your current holdings. Fund your next event, marketing campaign, or interior design makeover with a short-term financing option from our lender network.
Solutions
Fix & Flip Loans
Flipping houses has been a popular way to build income for decades, but what about flipping commercial properties such as apartment complexes, convenience centers, and office buildings? Flipping property increases the property value, rental prices per square foot, provides jobs for local contractors, and can be very profitable. You can double your investment in the right market with just one property. But few small businesses have the cash on hand for the initial purchase, not to mention repairs and upgrades.
That’s why we network with the market’s best lenders to bring you competitive rates on fix and flip loans. No matter the size or condition of the property, we can connect you with a loan to cover your renovations. A short-term real estate loan can get you the cash you need fast without locking you into a long-term financial commitment.
A working capital line of credit lets you borrow up to your limit as often as you like. Unsecured lines are available to businesses with high credit scores. If your score isn’t what you want it to be, you can secure a line with real estate, equipment, or other assets.
If a loan doesn’t make sense for your small business right now, we can show you ways to reduce your debt to free up working capital.
Renovation Loans
Many businesses are taking advantage of green energy and sustainability incentives to upgrade their properties. Putting in solar panels, gray water systems, and skylights can reduce utility costs but also help you qualify for tax breaks and reimbursement programs. For relatively low upfront costs, the savings can pay big dividends in the long run.
Renovation loans are intended to help you improve property that will stay in your portfolio for the long term. Most commercial renovation loans are used to fund improvements to owner-occupied properties. So whether you want to beautify your space, remodel your storefront, or help save the planet, we have the right loans for your small business renovation.
Hard money loans can be approved quickly and are meant to cover short-term expenses. Terms can be as little as a few weeks or a few years. Don’t get locked into a long-term commitment unnecessarily. Paying off earlier limits the amount of interest you pay in the long run. Asset-based financing is an excellent choice for businesses with lower credit scores.
Hard Money Loans
If you’re looking to finance your next big project or need to cover unexpected expenses, a hard money loan could be the answer. Loans can be approved in a matter of hours or days; instead of the weeks you could be waiting on a traditional loan. That means you can act fast to take advantage of limited-time offers or resolve debt quickly.
The real estate investments you’ve already made can be used to generate cash for use elsewhere in your business. Securing a loan with your company’s assets takes the focus away from your credit history and puts it on the value of the asset. That’s one reason why hard money loans can be a good choice for borrowers with low credit scores.
Advantages
See immediate cash flow and long term appreciation with properties across multifamily, industrial, office, and retail.
Fast approvals
Leverage a portfolio of assets for fast approvals and ready improvement capital.
Loans based on asset values
Structure loans based on current or future value, depending upon your market strategy.
Makes expansion easy
Work with our brokers to establish a repeatable process for growth.
Incentivize sellers with a cash offer
Work with private capital to move fast in even the most agressive markets.
Lender Network
In Available Funds
Fast Approval
Get the cash you need to expand your real estate holdings with the best loans available. Our lender relationships allow us to connect you to deals not found anywhere else. Talk to our professional brokers today and find out how we can help you launch the next step in your business plan.
F.A.Q.s
How is a renovation loan different from a fix & flip loan?
While both loans are used to make improvements to real estate properties, renovation loans are for properties that will stay in a business’s portfolio. Fix & Flip loans are intended to help businesses purchase, upgrade, and then resell properties.
What is the minimum credit score for a hard money loan?
Hard money loans are based on the value of the assets you use to secure them. That means you get a percentage of your property’s current market value. Hard money lenders focus more on that value than your credit score. No matter your credit history, we’ll help you find a loan you can work with.
Does the SBA offer renovation loans?
Yes. SBA 504 loans can be used to help small businesses make improvements to their property. To qualify, you must be a for-profit business with less than $15M net worth. You must also occupy at least 51% of the building’s usable space.
What does a commercial renovation loan cover?
Renovation loans cover labor and materials for renovation projects. However, they typically don’t cover the purchase of a property and require a down payment. Discover options for your small business by contacting us today.